For an Ajax home search, I help you start with a practical financing checklist. You do not need to know every mortgage term before reaching out.
Create a decision checklist for your first home
Write down your comfortable payment, savings available, target date and three biggest questions. During our conversation, we can turn that into a list of items to confirm before you make an offer.
A detail to check early
Keep a lender’s conditional review separate from a final decision on a particular property. Ask exactly what remains outstanding, who needs to provide it, and when it is due.
Questions to bring to our conversation
- When would you like to move?
- Have you already spoken with a lender?
- Which parts of the purchase process feel unclear?
Choose the next step that fits your plans
Preparing to buy
Understand the review process before your home search.
Explore →Approaching renewal
Compare the current offer with your future plans.
Explore →Considering a change
Review the costs and implications of new borrowing.
Explore →Prepare before we speak
Bring your timeline, your main question and a rough outline of your plans. You do not need to upload financial documents to start. Read the related planning guide and note anything you want me to explain.
Further reading: FCAC: Mortgage pre-approval. General information; lender requirements and individual circumstances vary.