Check your renewal date
Tell me when your current agreement ends and whether you have received a renewal offer. We’ll also discuss any changes to your budget or plans.
MORTGAGE SERVICES
Renewing your mortgage.
When your mortgage term ends, you need a new agreement for the money you still owe unless you pay it off. I’ll help you review your renewal offer, compare available options, and understand the costs of switching lenders.
Request a call
How I can help.
Compare the offers
We’ll look at the interest rate, payment, length of the agreement, and rules for making extra payments or leaving early.
Decide whether to stay or switch
A new lender needs to approve you. I’ll help you compare any switching costs and the time needed before you decide.
When should I start looking at renewal options?
Start a few months before your current term ends. This gives you time to compare offers and understand what a switch would involve.
Do I have to stay with my current lender?
No, but switching depends on approval from the new lender. Fees may apply, so compare the full cost before deciding.
What should I have ready?
Your renewal date, current mortgage balance, recent mortgage statement, and any renewal offer are useful. You can also tell me about changes to your income or plans.
Read more: FCAC: Renewing your mortgage
Have a mortgage question?
Tell me what you need help with. I’ll explain your options and the next steps.