Work out your budget
Tell me your price range, savings, and planned moving date. We’ll also talk about a monthly payment you can manage.
MORTGAGE SERVICES
Buying a home.
Buying a home involves more than choosing a mortgage rate. I’ll help you understand how much money you need, what your payments could be, and the steps from applying to getting your keys.
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How I can help.
Plan for the extra costs
Your down payment is only part of the total. Set aside money for legal fees, any land transfer tax, and other costs due when the purchase is completed.
Review the mortgage details
I’ll explain the available rates, payments, fees, and rules. You’ll know what the lender needs before the mortgage can be approved.
What costs are there besides the down payment?
You may need to pay legal fees, land transfer tax, a home inspection, title insurance, and adjustments for expenses the seller has already paid. Your lawyer can confirm the costs for your purchase. Budget for moving and ongoing bills too.
Can I talk to you before I find a home?
Yes. We can discuss your savings, budget, and questions before you start looking or make an offer.
Where can I learn more about buying a home?
The Government of Canada guide below explains mortgage choices, budgets, and common home-buying costs.
Read more: FCAC: Buying a home
Have a mortgage question?
Tell me what you need help with. I’ll explain your options and the next steps.